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This week: NHVR releases the 2026 Master Code to help operators meet Chain of Responsibility duties. NSWs regulator penalises an insurer over delays in CTP payouts, highlighting tighter claims oversight and the value of solid documentation. Bushfire losses in Victoria reach about $200 million, prompting checks on fire and business interruption cover. A new flood levee at Thargomindah is expected to relieve local insurance pressure; operators should review flood mapping and policy definitions. Practical steps throughout focus on reducing downtime and aligning cover to operations.