Insurance For Trucks :: News
SHARE

Share this news item!

NTI Report Highlights Human Error as Leading Cause of Major Truck Crashes

Inattention and Distraction Identified as Primary Factors in Truck Accidents

NTI Report Highlights Human Error as Leading Cause of Major Truck Crashes?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The National Truck Accident Research Centre (NTARC), supported by National Transport Insurance (NTI), has released its latest Major Incident Investigation Report, shedding light on the predominant causes of significant truck crashes across Australia.
The findings underscore the critical need for targeted interventions to enhance road safety within the transport industry.

According to the report, human factors such as inattention and distraction were the leading causes of major loss incidents among trucks last year. These incidents occurred at a rate of 69.9 per 10,000 heavy vehicles, with inattention and distraction accounting for nearly one-third of all human factor-related incidents.

NTI CEO Janelle Greene emphasised the importance of addressing these issues, stating that the research highlights opportunities to improve safety. She noted that heavy vehicle drivers face high levels of unpredictability in the workplace, including road conditions, environmental factors, and load mass and geometry.

The report also revealed that among fatal truck and car crashes, heavy vehicles were not at fault in 85.7% of cases. This statistic highlights the need for comprehensive road safety strategies that address the behaviours of all road users.

For fleet operators and drivers, these findings serve as a call to action to implement and adhere to robust safety protocols. Investing in driver training programs that focus on maintaining attention and managing distractions can significantly reduce the risk of accidents. Additionally, leveraging technology such as in-cab monitoring systems can help identify and mitigate risky behaviours in real-time.

As the transport industry continues to evolve, prioritising safety through proactive measures and continuous education will be essential in reducing the incidence of human error-related crashes and ensuring the well-being of all road users.

Published:Wednesday, 31st Dec 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

How Softer Truck Sales Can Affect Insurance Decisions
How Softer Truck Sales Can Affect Insurance Decisions
17 Sep 2026: Paige Estritori
Recent transport industry sales updates point to a more selective new-truck market, with operators weighing replacement timing against finance costs, emissions planning, availability and contract confidence. For truck businesses, that matters well beyond the showroom. A change in buying momentum can flow through to vehicle values, repair economics, insurer appetite and the way fleets should set insurance sums before renewal. - read more
What Electric Heavy Vehicles Mean for Truck Insurance
What Electric Heavy Vehicles Mean for Truck Insurance
10 Sep 2026: Paige Estritori
Recent transport and fleet industry coverage continues to point to a steady increase in electric and low-emission heavy vehicles across Australian logistics operations. For many operators, the attraction is clear: quieter vehicles, lower tailpipe emissions, potential fuel savings and stronger alignment with customer sustainability targets. But the insurance conversation is now becoming more detailed than simply replacing a diesel truck with an electric one. - read more
Why Claims Delays Are a Wake-Up Call for Truck Operators
Why Claims Delays Are a Wake-Up Call for Truck Operators
03 Sep 2026: Paige Estritori
Fresh industry reporting on insurance dispute volumes has again put claim handling under the microscope, with delays, communication gaps and disagreements over policy response continuing to frustrate policyholders. For transport businesses, the issue is especially important because a commercial vehicle claim is rarely just about repairing metal. A grounded truck can interrupt contracts, leave freight undelivered and place immediate pressure on cash flow. - read more
Why load restraint is an insurance issue for truck operators
Why load restraint is an insurance issue for truck operators
27 Aug 2026: Paige Estritori
Recent transport industry reporting has again drawn attention to load restraint, with regulators and enforcement agencies continuing to highlight the risks created by poorly secured freight. For Australian truck operators, the issue is broader than avoiding roadside penalties. A load that moves, spills or falls can quickly become a vehicle damage, cargo, public liability, injury and business interruption problem. - read more
Why roadworthiness checks are an insurance issue for truck operators
Why roadworthiness checks are an insurance issue for truck operators
20 Aug 2026: Paige Estritori
Recent transport industry coverage has again highlighted regulator attention on heavy vehicle roadworthiness, with roadside checks, defect management and maintenance systems remaining central safety themes for Australian operators. For trucking businesses, the message is not limited to avoiding fines or delays. Roadworthiness can also influence how insurers view risk, how smoothly a claim progresses and whether policy conditions have been met after an incident. - read more
What electronic work diaries mean for truck insurance
What electronic work diaries mean for truck insurance
13 Aug 2026: Paige Estritori
Recent transport industry coverage has again put electronic work diaries in the spotlight, as more heavy vehicle operators look for practical ways to manage fatigue obligations without relying solely on paper records. For Australian trucking businesses, the shift is more than an administrative upgrade. It has direct implications for compliance evidence, driver management, incident investigation and the way insurers assess operational risk. - read more


Truck Insurance Articles

What Does Truck Insurance Cover in Australia?
What Does Truck Insurance Cover in Australia?
Truck insurance can cover a range of risks for Australian commercial truck operators, from vehicle damage and third-party property claims to trailers, freight, downtime and liability exposures. The exact protection depends on the policy, insurer and how the truck is used. - read more
How to Budget for Truck Insurance Costs
How to Budget for Truck Insurance Costs
Truck insurance can be a significant operating cost for owners and businesses that rely on trucks. Understanding what influences premiums, what cover you may need and how to review policy options can help you plan a more realistic insurance budget. - read more
Comprehensive vs Third Party Truck Insurance: How to Compare Your Options
Comprehensive vs Third Party Truck Insurance: How to Compare Your Options
Comprehensive and third party truck insurance protect against different risks. Understanding what each type may cover, where the gaps can be, and how your truck is used can help you compare policies more clearly. - read more
Top Factors That Influence Truck Insurance Premiums
Top Factors That Influence Truck Insurance Premiums
Truck insurance is more than just a legal requirement; it's a crucial part of securing your livelihood as a truck owner in Australia. Understanding the costs involved not only helps you budget effectively but also ensures you’re not caught off guard by unexpected expenses. By grasping what your premiums cover and what factors influence them, you can make informed decisions that align with your financial goals. - read more
Truck Insurance Requirements for Commercial Operators in Australia
Truck Insurance Requirements for Commercial Operators in Australia
Commercial truck operators in Australia need to understand the difference between compulsory CTP insurance, optional commercial cover and insurance that may be required by customers, contracts, finance providers or risk management obligations. - read more
How Truck Insurance Claims Work in Australia
How Truck Insurance Claims Work in Australia
Truck insurance claims can involve safety checks, evidence gathering, policy review, assessment, repairs, liability decisions and settlement. This guide explains the usual process for Australian truck operators after an accident, theft or damage event. - read more
Your free Truck Insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.


Knowledgebase
Premium:
The amount paid for an insurance policy, usually on a regular basis, to maintain coverage.