Insurance For Trucks :: News
SHARE

Share this news item!

NTARC Report Sheds Light on Human Factors in Major Truck Crashes

Analysing the Role of Inattention and Speed in Australia's Trucking Incidents

NTARC Report Sheds Light on Human Factors in Major Truck Crashes?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The National Truck Accident Research Centre (NTARC) has released its latest Major Incident Investigation Report, providing updated insights into the primary causes of significant truck crashes across Australia.
The findings underscore the critical need for targeted interventions to enhance road safety within the transport industry.

The 2025 report, released in conjunction with Safe Work Month, reveals that inattention, distraction, and inappropriate speed remain the most frequent human factors behind major truck incidents. However, the report notes a modest reduction in these categories compared to the previous year.

Data collected for the report indicates that incidents attributed to inattention or distraction accounted for 17.9% of major truck crashes in 2024, reflecting a 1.6% decrease from 2023. Dr Jasmine Proud of Monash University's Accident Research Centre highlighted that these incidents are predominantly single-vehicle crashes, suggesting that the transport sector is in a strong position to address this issue internally.

The report also identifies inadequate following distance as the second most common human factor in truck crashes, with 80% of these incidents taking place in metropolitan areas. These events typically involve another vehicle, often a passenger car, highlighting the challenges of interactions between heavy and light vehicles in urban environments.

Additionally, the frequency of crashes related to inappropriate speed has declined over the past five years, dropping from 13.8% in 2019 to 8.6% in 2024. The findings suggest that such incidents are not limited to high-speed environments. Factors such as vehicle stability, load movement, and the design of articulated trucks play a role, particularly when navigating curves.

Janelle Greene, CEO of NTI, stated that the purpose of the NTARC report is to identify actionable areas for improving road safety. This year's edition includes a new breakdown of data by state and territory, which is expected to support more precise safety strategies.

Greene emphasised the importance of fostering both systemic and behavioural changes to lower the number of incidents linked to human factors and enhance road safety for everyone. Encouragingly, a range of industry-led and government-supported programs are already targeting these issues, from tailored education and awareness campaigns to resource packs, toolbox talks, and workshops, through to policy and technology innovations.

The report also notes that in fatal crashes involving both trucks and cars, heavy vehicles were not at fault in 85.7% of cases. Greene highlighted the importance of collaborative efforts between industry and government to enhance safety for drivers, stating that industry and government are working together to make change, and the NTARC partnership is committed to continuing to support heavy vehicle road safety research to better understand the unique hazards of the sector and how they can be appropriately managed to better protect the drivers that keep Australia moving.

In conclusion, the NTARC's latest report provides valuable insights into the human factors contributing to major truck crashes in Australia. By identifying key areas for intervention, the report serves as a crucial tool for industry stakeholders and policymakers aiming to enhance road safety and reduce the incidence of serious truck-related accidents.

Published:Tuesday, 28th Oct 2025
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Rate this article

0 Comments

No comments yet. Be the first to share your thoughts.

Insurance News

How Softer Truck Sales Can Affect Insurance Decisions
How Softer Truck Sales Can Affect Insurance Decisions
17 Sep 2026: Paige Estritori
Recent transport industry sales updates point to a more selective new-truck market, with operators weighing replacement timing against finance costs, emissions planning, availability and contract confidence. For truck businesses, that matters well beyond the showroom. A change in buying momentum can flow through to vehicle values, repair economics, insurer appetite and the way fleets should set insurance sums before renewal. - read more
What Electric Heavy Vehicles Mean for Truck Insurance
What Electric Heavy Vehicles Mean for Truck Insurance
10 Sep 2026: Paige Estritori
Recent transport and fleet industry coverage continues to point to a steady increase in electric and low-emission heavy vehicles across Australian logistics operations. For many operators, the attraction is clear: quieter vehicles, lower tailpipe emissions, potential fuel savings and stronger alignment with customer sustainability targets. But the insurance conversation is now becoming more detailed than simply replacing a diesel truck with an electric one. - read more
Why Claims Delays Are a Wake-Up Call for Truck Operators
Why Claims Delays Are a Wake-Up Call for Truck Operators
03 Sep 2026: Paige Estritori
Fresh industry reporting on insurance dispute volumes has again put claim handling under the microscope, with delays, communication gaps and disagreements over policy response continuing to frustrate policyholders. For transport businesses, the issue is especially important because a commercial vehicle claim is rarely just about repairing metal. A grounded truck can interrupt contracts, leave freight undelivered and place immediate pressure on cash flow. - read more
Why load restraint is an insurance issue for truck operators
Why load restraint is an insurance issue for truck operators
27 Aug 2026: Paige Estritori
Recent transport industry reporting has again drawn attention to load restraint, with regulators and enforcement agencies continuing to highlight the risks created by poorly secured freight. For Australian truck operators, the issue is broader than avoiding roadside penalties. A load that moves, spills or falls can quickly become a vehicle damage, cargo, public liability, injury and business interruption problem. - read more
Why roadworthiness checks are an insurance issue for truck operators
Why roadworthiness checks are an insurance issue for truck operators
20 Aug 2026: Paige Estritori
Recent transport industry coverage has again highlighted regulator attention on heavy vehicle roadworthiness, with roadside checks, defect management and maintenance systems remaining central safety themes for Australian operators. For trucking businesses, the message is not limited to avoiding fines or delays. Roadworthiness can also influence how insurers view risk, how smoothly a claim progresses and whether policy conditions have been met after an incident. - read more
What electronic work diaries mean for truck insurance
What electronic work diaries mean for truck insurance
13 Aug 2026: Paige Estritori
Recent transport industry coverage has again put electronic work diaries in the spotlight, as more heavy vehicle operators look for practical ways to manage fatigue obligations without relying solely on paper records. For Australian trucking businesses, the shift is more than an administrative upgrade. It has direct implications for compliance evidence, driver management, incident investigation and the way insurers assess operational risk. - read more


Truck Insurance Articles

Add Practical Risk Management Sections to the Existing Article on Truck Insurance Premiums
Add Practical Risk Management Sections to the Existing Article on Truck Insurance Premiums
Truck insurance costs can change as your vehicles, drivers, routes, loads and claims history change. This guide explains hidden policy costs and practical risk management factors that Australian owner-drivers, small transport businesses and fleet operators can review before renewal. - read more
How Truck Insurance Claims Work in Australia
How Truck Insurance Claims Work in Australia
Truck insurance claims can involve safety checks, evidence gathering, policy review, assessment, repairs, liability decisions and settlement. This guide explains the usual process for Australian truck operators after an accident, theft or damage event. - read more
What Does Truck Insurance Cover in Australia?
What Does Truck Insurance Cover in Australia?
Truck insurance can cover a range of risks for Australian commercial truck operators, from vehicle damage and third-party property claims to trailers, freight, downtime and liability exposures. The exact protection depends on the policy, insurer and how the truck is used. - read more
Truck Insurance Requirements for Commercial Operators in Australia
Truck Insurance Requirements for Commercial Operators in Australia
Commercial truck operators in Australia need to understand the difference between compulsory CTP insurance, optional commercial cover and insurance that may be required by customers, contracts, finance providers or risk management obligations. - read more
Why Investing Time in Researching Truck Insurance Can Save You Money
Why Investing Time in Researching Truck Insurance Can Save You Money
Truck insurance is a critical concern for both business owners and individual operators within Australia. Given the significant investment that a truck represents, safeguarding this asset with appropriate insurance coverage is not just prudent, but necessary. - read more
Top Factors That Influence Truck Insurance Premiums
Top Factors That Influence Truck Insurance Premiums
Truck insurance is more than just a legal requirement; it's a crucial part of securing your livelihood as a truck owner in Australia. Understanding the costs involved not only helps you budget effectively but also ensures you’re not caught off guard by unexpected expenses. By grasping what your premiums cover and what factors influence them, you can make informed decisions that align with your financial goals. - read more
Your free Truck Insurance quote comparison starts here!
First Name:
Postcode:

All quotes are provided obligation-free by a participating broker from our national referral partner network. We respect your Privacy.


Knowledgebase
Term Life Insurance:
A life insurance that provides a cover for a specific period of time - usually one to five years or until the insured reaches age 65 or 70.